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3883 Wayne Trace Rd, Eaton, OH 45320 Property Records

Preble County property record for 3883 Wayne Trace Rd, Eaton, OH 45320

Property Summary

Property TypeRural Home
Details5 bd · 3 ba · 1,888 sqft · built 2004
Lot Size28.4 acres (1,237,104 sqft)
Owner2 Individual Names on Record
Tax Bill$2,849 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNB04-7223-400-00-006-000

Property Details

APN / Parcel Number

Primary APNB04-7223-400-00-006-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft
Basement Area1,888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area1,237,104 sqft (28.4 acres)
TerrainRolling
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area208 sqft
Deck Area106 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address3883 WAYNE TRACE RD
CityEATON
StateOH
Zip45320-8424
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE PT SE
JurisdictionPREBLE OH
Township / Civil DivisionGASPER
Census Block Group1
Census Block1019
Census Tract470102

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3883 WAYNE TRACE RD, EATON, OH 45320-8424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
TWIN VALLEY BANK
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2004
Deed SaleMar 3, 2004
Deed Document Number314
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Recording DateJun 25, 2026
Property Address3883 WAYNE TRACE RD, EATON, OH 45320-8424
Document Number0000002763
Book / Page480 / 1574
Instrument DateJun 15, 2026
Instrument20262763
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3883 WAYNE TRACE RD, EATON, OH 45320-8424

Mortgage

Document Number0000002763,
DateJun 25, 2026
Book Page480/1574
Instrument20262763
Lender
NameTWIN VALLEY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2036
Interest
Rate6.36%
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address3883 WAYNE TRACE RD, EATON, OH 45320-8424
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN SECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number398/2001
DateNov 20, 2019
Book Page398/2001
Instrument201900005191
Lender
NameJG WENTWORTH HOME LENDING INC
TypeLending Institution
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
County SubdivisionGasper Township
Unified School DistrictTwin Valley Community Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,849.00 (-1.59%) Homeowner's exemption Additional exemption filed$115,720 (-) Land $52,050 Building $63,670
2024$2,895.00 (+1.9%) Homeowner's exemption$115,720 (-) Land $52,050 Building $63,670
2023$2,841.00 (+9.14%) Homeowner's exemption$115,720 (+15.94%) Land $52,050 Building $63,670$330,610 (-) Land $148,710 Building $181,900
2022$2,603.00 Homeowner's exemption$99,810 Land $44,120 Building $55,690
2020$330,610 Land $148,710 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
Blue Sky Wireless
Fixed Wireless		100 / 50

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