Merced County property record for 3882 N Gardner Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,175 sqft · built 2007 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Oct 2022) |
| Tax Bill | $9,816 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-560-069-000 |
| Primary APN | 060-560-069-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 4,175 sqft Living Area |
| Gross Area | 4,951 sqft |
| 1st Floor Area | 4,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 50,094 sqft |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 469 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-560-069 |
|---|---|
| Street Address | 3882 N GARDNER AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PARCEL 3 PM 99-45 SEC 9/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 9 |
| Legal Subdivision | PACEL PACIFIC HOLT CORP |
| Legal Lot Number | 3 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1801 |
3882 N Gardner Ave is owned and occupied by two individuals who bought it in October 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3882 N GARDNER AVE, MERCED, CA 95340-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Deed Document Number | 202236034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 20, 2022 |
| Property Address | 3882 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000036034 |
| Map Reference | VOL 99 PG 43-45 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022036034 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3882 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000036035 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022036035 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 3882 N Gardner Ave was $9,816.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $902,026 (+2%) Land $238,771 Building $663,255 | |
| 2025 | $9,816.00 | $884,340 Land $234,090 Building $650,250 |
| 2023 | $9,151.00 (-6.18%) | $850,000 Land $225,000 Building $625,000 |
| 2022 | $9,754.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3882 N Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3882 N Gardner Ave is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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