Merced County property record for 3880 N Gardner Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,604 sqft · built 2007 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,000 (Feb 2007) |
| Tax Bill | $12,535 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-560-073-000 |
| Primary APN | 060-560-073-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,604 sqft Living Area |
| Gross Area | 783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-560-073 |
|---|---|
| Street Address | 3880 N GARDNER AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PARCEL 3 PM 100-41 SEC 9/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 9 |
| Legal Subdivision | CALVIN H CALLISTER & GWEN C CA |
| Legal Lot Number | 3 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1801 |
3880 N Gardner Ave is owner-occupied and held in a trust since January 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3900 N COBBLE CREEK DR, MERCED, CA 95340-9312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Jan 20, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2007 · Amount on File |
| Deed Sale | Feb 21, 2007 · Amount on File |
| Deed Document Number | 200711783 |
| Last Transfer Date | Jan 7, 2021 |
| Transfer Doc | 0000002411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 3880 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000002409 |
| Map Reference | MB 100 PG 40&41 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021002409 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3900 N COBBLE CREEK DR, MERCED, CA 95340-9312 |
| Document Number | 0000002410 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021002410 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 3880 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000002411 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2411 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3900 N COBBLE CREEK DR MERCED CA 953409312, MERCED, CA 95340-9312 |
The 2025 property tax bill for 3880 N Gardner Ave was $12,535 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,159,769 (+2%) Land $227,756 Building $932,013 | |
| 2025 | $12,535.00 Homeowner's exemption | $1,137,030 Land $223,291 Building $913,739 |
| 2023 | $11,061.00 (+2.82%) Homeowner's exemption | $1,035,000 Land $225,000 Building $810,000 |
| 2022 | $10,758.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3880 N Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3880 N Gardner Ave is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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