3820 N Gardner Ave, Merced, CA 95340 Property Records

Merced County property record for 3820 N Gardner Ave, Merced, CA 95340 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,508 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2003)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-560-030-000`

Property Details

APN / Parcel Number

Primary APN	`060-560-030-000`
Alternative APN	`060560030`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,508 sqft Living Area
Gross Area	5,429 sqft
1st Floor Area	1,984 sqft
2nd Floor Area	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	278 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	060560030
Street Address	3820 N GARDNER AVE
City	MERCED
State	CA
Zip	95340-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 PM 3-19 SEC 9/7/14
Legal Range	14
Legal Township	07
Legal Section	09
Legal Subdivision	YOSEMITE COLONY
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1801

Owner

Source: Merced County records · APN 060-560-030-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3820 N GARDNER AVE, MERCED, CA 95340-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2003 · Amount on Record
Deed Sale	May 01, 2003 · Amount on Record
Prior Sale	Jun 24, 2014
Deed Document Number	0000026764
Last Transfer Date	Dec 03, 2021
Transfer Doc	0000053662
Record Updated	Jun 07, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 03, 2021
Property Address	3820 N GARDNER AVE, MERCED, CA 95340-9344
Document Number	0000053662
Map Reference	MB 3 PG 19
Instrument Date	Nov 29, 2021
Instrument	2021053662
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3820 N GARDNER AVE, MERCED, CA 95340-9344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053663
Date	Dec 03, 2021
Instrument	2021053663

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2031

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,041.00 (+7.3%) Homeowner's exemption	$366,423 (+4.04%) Land $89,563 Building $276,860
2023	$3,766.00 (+1.43%) Homeowner's exemption	$352,196 Land $86,086 Building $266,110
2022	$3,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	About 1 in 311 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.