Merced County property record for 3856 N Gardner Ave, Merced, CA 95340 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,966 sqft · built 1990 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $401,000 (Oct 2005) |
| Tax Bill | $5,199 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-560-062-000 |
| Primary APN | 060-560-062-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 1,235 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Patio Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-560-062 |
|---|---|
| Street Address | 3856 N GARDNER AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 2 PM 67-18 SEC 9/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 9 |
| Legal Subdivision | YOSEMITE COLONY PRCL 03 |
| Legal Lot Number | 9,16 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1801 |
Source: Merced County records · APN 060-560-062-000
Assessment roll updated July 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3856 N GARDNER AVE, MERCED, CA 95340-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 06, 2026 | Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2005 · Amount on Record |
| Deed Sale | Oct 17, 2005 · Amount on Record |
| Deed Document Number | 200582773 |
| Last Transfer Date | Jul 11, 2008 |
| Transfer Doc | 0000037518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 06, 2026 |
| Property Address | 3856 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000017995 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202617995 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107,211.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3856 N GARDNER AVE, MERCED, CA 95340-9344 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017996, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202617996 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3856 N GARDNER AVE, MERCED, CA 95340-9344 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | MIS |
| Name | Verified Name |
|---|---|
| Address | 3856 N GARDNER AVE, MERCED, CA 95340-9344 |
| Document Number | 0000015347 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 2021015347 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,199.00 (+5.76%) | $469,278 (+4.04%) Land $71,592 Building $397,686 |
| 2024 | $4,916.00 (+1.47%) | |
| 2023 | $4,845.00 (+1.4%) Homeowner's exemption | $451,058 Land $68,813 Building $382,245 |
| 2022 | $4,778.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | About 1 in 311 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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