388 Kellys Ct, Westminster, MD 21157 Property Records

Carroll County property record for 388 Kellys Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,072 sqft · built 2000
Lot Size	0.936 acres (40,772 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Aug 2000)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-092792`

Property Details

APN / Parcel Number

Primary APN	`07-092792`
Alternative APNs	`7092792` `092792`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,072 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,772 sqft (0.936 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	228 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092792
Street Address	388 KELLYS CT
City	WESTMINSTER
State	MD
Zip	21157-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 19 - 40772 SF 388 KELLYS CT 28-19 PLT RESURVEY KELLYS DELIGHT
Legal Subdivision	PLAT B THE RESURVEY OF KELLYS DELIGHT
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3014
Census Tract	507602

Owner

Source: Carroll County records · APN 07-092792

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	388 KELLYS CT, WESTMINSTER, MD 21157-6341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 22, 2018	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2000 · Amount on Record
Deed Sale	Aug 15, 2000 · Amount on Record
Deed Document Number	2000545
Deed Book / Page	2384 / 171
Last Transfer Date	Jan 11, 2018
Transfer Doc	0089210156
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	388 KELLYS CT, WESTMINSTER, MD 21157-6341
Document Number	0098670151
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 KELLYS CT WESTMINSTER MD 211576341, WESTMINSTER, MD 21157-6341

Mortgage

Document Number	0098670151
Date	Sep 25, 2020
Book Page	009867/000151

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 22, 2018
Property Address	388 KELLYS CT, WESTMINSTER, MD 21157-6341
Document Number	0089210156
Book / Page	008921 / 000156
Instrument Date	Jan 11, 2018
Transaction Type	Transfer
Record Updated	Feb 01, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 KELLYS CT WESTMINSTER MD 211576341, WESTMINSTER, MD 21157-6341

Mortgage

Document Number	89210163
Date	Jan 22, 2018
Book Page	008921/000163

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,900 (+37.19%) Land $134,800 Building $352,100	$486,900 (+37.19%) Land $134,800 Building $352,100
2025	$4,484.00 (+11.82%) Homeowner's exemption
2023	$4,010.00 Homeowner's exemption	$354,900 Land $134,800 Building $220,100	$354,900 Land $134,800 Building $220,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 67 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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