Carroll County property record for 396 Kellys Ct, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,323 sqft · built 1994 |
| Lot Size | 0.914 acres (39,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,613 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-093004 |
| Primary APN | 07-093004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,323 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,813 sqft (0.914 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 490 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 093004 |
|---|---|
| Street Address | 396 KELLYS CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 - 39813 SQ FT KELLYS CT 28-21 PLT A RESURVEY KELLYS DELIGHT |
| Legal Lot Number | 21 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-093004
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 KELLYS CT, WESTMINSTER, MD 21157-6341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 396 KELLYS CT, WESTMINSTER, MD 21157-6341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0094540173 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 9454/0173 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,300 (+32.39%) Land $133,000 Building $244,300 | $377,300 (+32.39%) Land $133,000 Building $244,300 | |
| 2025 | $3,613.00 (+12.2%) Homeowner's exemption | ||
| 2023 | $3,220.00 Homeowner's exemption | $285,000 Land $133,000 Building $152,000 | $285,000 Land $133,000 Building $152,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Most Recent Claim | Jul 2018, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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