381 Kellys Ct, Westminster, MD 21157 Property Records

Carroll County property record for 381 Kellys Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,325 sqft · built 1987
Lot Size	0.648 acres (28,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2012)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-092741`

Property Details

APN / Parcel Number

Primary APN	`07-092741`
Alternative APNs	`7092741` `092741`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,325 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,209 sqft (0.648 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	406 sqft
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092741
Street Address	381 KELLYS CT
City	WESTMINSTER
State	MD
Zip	21157-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 9 - 28209 SQ FT 381 KELLYS COURT 28-19 RESURVEY KELLYS DELIGHT
Legal Subdivision	KELLYS DELIGHT
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3014
Census Tract	507602

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 KELLYS CT, WESTMINSTER, MD 21157-6343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2012 · Amount on Record
Deed Sale	Dec 11, 2012 · Amount on Record
Prior Sale	Sep 8, 1987 · Amount on Record
Deed Book / Page	7141 / 433
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	381 KELLYS CT, WESTMINSTER, MD 21157-6343
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100960057
Date	Feb 9, 2021
Book Page	10096/57

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	381 KELLYS CT, WESTMINSTER, MD 21157-6343
Document Number	0089960403
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 KELLYS CT WESTMINSTER MD 211576343, WESTMINSTER, MD 21157-6343

Mortgage

Document Number	0089960403
Date	Apr 26, 2018
Book Page	008996/000403

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,900 (+19.12%) Land $111,700 Building $227,200	$338,900 (+19.12%) Land $111,700 Building $227,200
2025	$3,652.00 (+13.63%)
2023	$3,214.00	$284,500 Land $111,700 Building $172,800	$284,500 Land $111,700 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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