Carroll County property record for 395 Kellys Ct, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,122 sqft · built 1998 |
| Lot Size | 0.584 acres (25,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Aug 2023) |
| Tax Bill | $5,016 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-092687 |
| Primary APN | 07-092687 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Total Area |
| Basement Area | 690 sqft |
| Finished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,425 sqft (0.584 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 092687 |
|---|---|
| Street Address | 395 KELLYS CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 3 -25425 SQ FT 395 KELLYS CT 28-19 RESURVEY KELLYS DELIGHT |
| Legal Subdivision | RESURVEY OF KELLYS DELIGHT |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 507602 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 395 KELLYS CT, WESTMINSTER, MD 21157-6343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2003 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 11087 / 38 |
| Transfer Doc | 0000000165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 3, 2023 |
| Property Address | 395 KELLYS CT, WESTMINSTER, MD 21157-6343 |
| Document Number | 0110870038 |
| Book / Page | 11087 / 38 |
| Map Reference | MB 28 FO 19 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | MONARCH LAND TITLE INC, MONARCH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 395 KELLVS COURT, WESTMINSTER, MD 21157-6343 |
| Document Number | 0110870045 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 11087-0045 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,016.00 (+5.44%) Homeowner's exemption | $518,500 (+53.81%) Land $106,600 Building $411,900 | $518,500 (+53.81%) Land $106,600 Building $411,900 |
| 2025 | $4,757.00 (+24.89%) Homeowner's exemption | ||
| 2023 | $3,809.00 (+4.24%) Homeowner's exemption | $337,100 (+4.23%) Land $106,600 Building $230,500 | $337,100 (-) Land $106,600 Building $230,500 |
| 2022 | $3,654.00 Homeowner's exemption | $323,433 | $337,100 Land $106,600 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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