3876 105th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3876 105th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 1,658 sqft · built 2024
Lot Size	80.9 acres (3,527,053 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,788 (2025)
Flood Zone	Zone X (minimal risk)
APN	`40-021-1100`

Property Details

APN / Parcel Number

Primary APN	`40-021-1100`
Alternative APNs	`40-00021-1100` `25`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,658 sqft Total Area
1st Floor Area	1,280 sqft
Basement Area	44 sqft
Unfinished Basement	44 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,527,053 sqft (80.9 acres)
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Porch	Porch
Porch Area	49 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	3876 105TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A
Legal Description	N 1-2 OF NE 1-4
Legal Range	29W
Legal Township	35N
Legal Section	21
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2012
Census Tract	30301

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2721 105TH AVE SE, SAINT CLOUD, MN 56304-9761
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,800 (-84.44%) Land $123,800	$123,800 (-84.44%) Land $123,800
2025	$2,788.00 (+67.95%)	$795,400 (+849.16%) Land $578,300 Building $217,100	$795,400 (+849.16%) Land $578,300 Building $217,100
2023	$1,660.00	$83,800 Land $83,800
2021			$83,800 Land $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20