2791 105th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2791 105th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,200 sqft · built 1975
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$358,000 (Jul 2021)
Tax Bill$3,700 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN40-015-2205

Property Details

APN / Parcel Number

Primary APN40-015-2205
Alternative APNs
  • 40-00015-2205
  • 22834

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached
Garage Area768 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area235 sqft
Deck Area282 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22834
Street Address2791 105TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionTHAT PART OF NW 1/4 OF NW 1/4 DESC AS FOLL: BEG AT A POINT ON W LINE OF NW 1/4 OF NW 1/4 THAT IS 208 FT S OF NW CORNER
Legal Range29W
Legal Township35N
Legal Section15
JurisdictionSHERBURNE MN
Township / Civil DivisionPALMER
Census Block Group3
Census Block3016
Census Tract30301

Owner

2791 105th Ave SE is owned and occupied by an individual who bought it in July 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2791 105TH AVE SE, SAINT CLOUD, MN 56304-9761
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
GREAT RIVER FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on File
Deed SaleJul 1, 2021 · Amount on File
Deed Document Number2021922549
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJul 1, 2021
Property Address2791 105TH AVE SE, SAINT CLOUD, MN 56304-9761
Document Number0000922549
Instrument DateJun 10, 2021
Instrument922549
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanySTEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,181.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2791 105TH AVE SE, SAINT CLOUD, MN 56304-9761

Mortgage

Document Number0000922550
DateJul 1, 2021
Instrument922550
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address2791 105TH AVE SE, SAINT CLOUD, MN 56304-9761
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000877595
DateAug 28, 2019
Instrument877595
Lender
NameGREAT RIVER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 26, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2791 105th Ave SE was $3,700 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionPalmer Township
Unified School DistrictBecker Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,100 (+0.1%) Land $114,700 Building $293,400$408,100 (+0.1%) Land $114,700 Building $293,400
2025$3,700.00$407,700 Land $114,200 Building $293,500$407,700 Land $114,200 Building $293,500
2023$3,112.00$356,200 Land $100,100 Building $256,100
2021$356,200 Land $100,100 Building $256,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2791 105th Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2791 105th Ave SE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Arvig
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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