Sherburne County property record for 2804 105th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 1969 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2011) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 40-016-1100 |
| Primary APN | 40-016-1100 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 976 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 278 sqft |
| Deck Area | 320 sqft |
| Wet Bar | Wet Bar |
| Account Number | 22838 |
|---|---|
| Street Address | 2804 105TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | S 1-2 OF N 1-2 OF NE 1-4 OF NE 1-4 SUBJ TO EASEMENT DESC AS PARCEL 2 SHERB CTY ROW PLAT 72 |
| Legal Range | 29W |
| Legal Township | 35N |
| Legal Section | 16 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | PALMER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30301 |
2804 105th Ave SE is owned and occupied by an individual who bought it in May 2011.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2804 105TH AVE SE, SAINT CLOUD, MN 56304-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2011 · Amount on File |
| Deed Sale | May 25, 2011 · Amount on File |
| Deed Document Number | 2011732082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2804 105TH AVE SE, SAINT CLOUD, MN 56304-9761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000911971 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 911971 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2804 105th Ave SE was $3,552 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Palmer Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,500 (+1.79%) Land $177,400 Building $278,100 | $455,500 (+1.79%) Land $177,400 Building $278,100 | |
| 2025 | $3,552.00 | $447,500 Land $168,500 Building $279,000 | $447,500 Land $168,500 Building $279,000 |
| 2023 | $3,152.00 | $416,100 Land $160,800 Building $255,300 | |
| 2021 | $416,100 Land $160,800 Building $255,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2804 105th Ave SE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2022–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 105th Ave SE is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Arvig Fiber | 1,000 / 500 |
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