2936 105th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2936 105th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,986 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-016-1205`

Property Details

APN / Parcel Number

Primary APN	`40-016-1205`
Alternative APNs	`40-00016-1205` `22841`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,986 sqft Living Area
1st Floor Area	1,985 sqft
Basement Area	1,588 sqft
Finished Basement	1,588 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	785 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	166 sqft
Patio Area	697 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2936 105TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SE 1-4 OF NE 1-4 OF NE 1-4 SUBJ TO EASEMENT DESC AS PARCEL 31 SHERB CTY ROW PLAT 49 AND EASEMENT PARCEL 1A AND 1B SHERB CTY
Legal Range	29W
Legal Township	35N
Legal Section	16
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2009
Census Tract	30301

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2936 105TH AVE SE, SAINT CLOUD, MN 56304-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2936 105TH AVE SE, SAINT CLOUD, MN 56304-9761
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000896038
Date	Jul 17, 2020
Instrument	896038

Lender

Name	KENSINGTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,000 (+1.91%) Land $173,700 Building $407,300	$581,000 (+1.91%) Land $173,700 Building $407,300
2025	$4,710.00 (+16.12%)	$570,100 (+9.17%) Land $165,400 Building $404,700	$570,100 (+9.17%) Land $165,400 Building $404,700
2023	$4,056.00	$522,200 Land $157,700 Building $364,500
2021			$522,200 Land $157,700 Building $364,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20