Oakland County property record for 3841 Phillips Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 642 sqft · built 1949 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Dec 2020) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-377-030 |
| Primary APN | 04-25-07-377-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 642 sqft Living Area |
| 1st Floor Area | 634 sqft |
| Basement Area | 634 sqft |
| Unfinished Basement | 634 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3841 PHILLIPS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB S 40 FT OF LOT 406 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 406 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 170100 |
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3841 PHILLIPS AVE, BERKLEY, MI 48072-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional with PMI PLATINUM HM MTG |
| Sep 8, 2020 | Deed of Trust, Construction Loan · Line of Credit LAKE MI CU |
| Apr 12, 2018 | Deed of Trust, Mortgage · Line of Credit LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 2020269925 |
| Deed Book / Page | 55363 / 773 |
| Prior Transfer Date | Aug 6, 2003 |
| Prior Transfer Doc | 0307220235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2020 |
| Property Address | 3841 PHILLIPS AVE, BERKLEY, MI 48072-3427 |
| Document Number | 0000215436 |
| Book / Page | 055363 / 000773 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 215436 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3428 ROCHESTER RD ROYAL OAK MI 480732813, ROYAL OAK, MI 48073-2813 |
| Document Number | 269926 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 055363/000775 |
| Instrument | 269926 |
| Name | PLATINUM HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 8, 2020 |
| Property Address | 3841 PHILLIPS AVE, BERKLEY, MI 48072-3427 |
| Document Number | 0000187266 |
| Book / Page | 054832 / 000825 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 187266 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3841 PHILLIPS AVE BERKLEY MI 480723427, BERKLEY, MI 48072-3427 |
| Document Number | 0000187266 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 054832/000825 |
| Instrument | 187266 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3841 PHILLIPS AVE, BERKLEY, MI 48072-3427 |
| Document Number | 0000090213 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3841 PHILLIPS AVE BERKLEY MI 480723427, BERKLEY, MI 48072-3427 |
| Document Number | 0000090213 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 051859/000778 |
| Instrument | 90213 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,492.00 (-10.3%) Homeowner's exemption | $104,660 (+13.45%) | $209,320 (+13.45%) |
| 2024 | $3,893.00 (+29.64%) | ||
| 2023 | $92,250 | $184,500 | |
| 2021 | $3,003.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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