Catawba County property record for 3848 Granite St, Terrell, NC 28682 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,702 sqft · built 2003 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $582,500 (Sep 2021) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-54-0436 |
| Primary APN | 4617-04-54-0436 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 2,668 sqft |
| Basement Area | 391 sqft |
| Unfinished Basement | 391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Dimensions | 358 ft deep x 142 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 376 sqft |
| Patio Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3848 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 PL 52-198 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN PH 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County records · APN 4617-04-54-0436
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3848 GRANITE ST, TERRELL, NC 28682-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2003 · Amount on Record |
| Deed Document Number | 202123616 |
| Deed Book / Page | 3690 / 1590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | May 28, 2026 |
| Property Address | 3848 GRANITE ST, TERRELL, NC 28682-8001 |
| Document Number | 0000010624 |
| Book / Page | 4023 / 1172 |
| Instrument Date | May 22, 2026 |
| Instrument | 202610624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3848 GRANITE ST, TERRELL, NC 28682-8001 |
| Document Number | 0000010624, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 4023/1172 |
| Instrument | 202610624 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,000 (-) Land $39,900 Building $556,100 | ||
| 2025 | $2,375.00 (-19.08%) | $596,000 (+57.09%) Land $39,900 Building $556,100 | |
| 2024 | $2,935.00 (+2.09%) | ||
| 2023 | $2,875.00 | $379,400 Land $39,900 Building $339,500 | $596,000 Land $39,900 Building $556,100 |
Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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