3837 Granite St, Terrell, NC 28682 Property Records

Catawba County property record for 3837 Granite St, Terrell, NC 28682 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,594 sqft · built 2003
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2026)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4617-14-44-6397`

Property Details

APN / Parcel Number

Primary APN	`4617-14-44-6397`
Alternative APN	`0801909`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,594 sqft Living Area
1st Floor Area	3,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	54,014 sqft (1.24 acres)
Lot Dimensions	361 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	357 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3837 GRANITE ST
City	TERRELL
State	NC
Zip	28682-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 PLAT 52-198
Legal Subdivision	SOMERSET ON LAKE NORMAN PH 2
Legal Lot Number	20
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2008
Census Tract	11505

Owner

Source: Catawba County records · APN 4617-14-44-6397

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3837 GRANITE ST, TERRELL, NC 28682-8001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Nov 03, 2003 · Amount on Record
Deed Document Number	20267924
Deed Book / Page	4015 / 601
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 24, 2026
Property Address	3837 GRANITE ST, TERRELL, NC 28682-8001
Document Number	0000007924
Book / Page	4015 / 601
Instrument Date	Apr 24, 2026
Instrument	2026.7924
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 GRANITE ST, TERRELL, NC 28682-8001

Mortgage

Document Number	0000007925,
Date	Apr 24, 2026
Instrument	2026..7925

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3837 GRANITE ST, TERRELL, NC 28682-8001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034680897
Date	Aug 21, 2018
Book Page	03468/0897
Instrument	14197

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,100 (-) Land $42,600 Building $475,500
2025	$2,065.00 (-19.05%)	$518,100 (+53.19%) Land $42,600 Building $475,500
2024	$2,551.00 (+2.08%)
2023	$2,499.00	$338,200 Land $42,600 Building $295,600	$518,100 Land $42,600 Building $475,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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