387 Vista Baya, Newport Beach, CA 92660 Property Records

Orange County property record for 387 Vista Baya, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,798 sqft · built 1967
Lot Size	0.217 acres (9,468 sqft)
Owner	2 Trust Names on File
Last Sale	$3,250,000 (Jul 2021)
Tax Bill	$38,236 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`426-091-36`

Property Details

APN / Parcel Number

Primary APN	`426-091-36`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,798 sqft Living Area
1st Floor Area	3,798 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	9,468 sqft (0.217 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	387 VISTA BAYA
City	NEWPORT BEACH
State	CA
Zip	92660-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2609 BLK LOT 15
Legal Subdivision	TRACT NO 2609
Legal Tract	2609
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63103

Owner

387 Vista Baya is owner-occupied and held in a trust since December 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Intrafamily Transfer, Transfer
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	2021483720
Last Transfer Date	Dec 7, 2023
Transfer Doc	0000310478
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2023
Property Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635
Document Number	0000310478
Map Reference	MB 80 PG 35
Instrument Date	Dec 7, 2023
Instrument	2023000310478
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2021
Property Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635
Document Number	0000483720
Map Reference	MB 80 PG 35
Instrument Date	Jun 21, 2021
Instrument	2021000483720
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635

Mortgage

Document Number	0000483721
Date	Jul 30, 2021
Instrument	2021000483721

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 30, 2020
Property Address	387 VISTA BAYA, NEWPORT BEACH, CA 92660-3635
Document Number	0000538335
Map Reference	MB 80 PG 35
Instrument Date	Aug 24, 2020
Instrument	2020000538335
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 HARBOR ISLAND DR, NEWPORT BEACH, CA 92660-7232

Mortgage

Document Number	0000538336
Date	Sep 30, 2020
Instrument	2020000538336

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.12%
Index	1-Year LIBOR
Max Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 387 Vista Baya was $38,236 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,593,599 (+2%) Land $3,146,121 Building $447,478
2025	$38,236.00 Homeowner's exemption	$3,523,137 Land $3,084,433 Building $438,704
2023	$35,868.00 (+2.33%)	$3,315,000 Land $2,964,660 Building $350,340
2022	$35,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 387 Vista Baya in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 387 Vista Baya has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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