3868 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3868 Heron Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2019
Owner	Individual Name on File
Last Sale	$63,000 (Nov 2019)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-011-000-502`

Property Details

APN / Parcel Number

Primary APN	`02-02-011-000-502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3868 HERON DR
City	LORAIN
State	OH
Zip	44053-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS AT MORNINGSIDE SUB #4 53.98 X 110.49
Legal Subdivision	GARDENS AT MORNINGSIDE SUB
Legal Lot Number	168
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

3868 Heron Dr is owned and occupied by an individual who bought it in November 2019.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3868 HERON DR, LORAIN, OH 44053-1596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Grant Deed, Construction Loan · Line of Credit FIRST FED'L S&L/LAKEWOOD
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Deed Document Number	2019007182
Record Updated	Jun 8, 2026

November 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 20, 2019
Property Address	3868 HERON DR, LORAIN, OH 44053-1596
Document Number	0000739120
Instrument Date	Nov 15, 2019
Instrument	739120
Transaction Type	Construction Loan
Record Updated	Dec 5, 2019
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 HERON DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	739121
Date	Nov 20, 2019
Instrument	739121

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3868 HERON DR, LORAIN, OH 44053-1596
Document Number	0000683320
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683320
Date	Aug 10, 2018
Instrument	683320

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	3868 HERON DR, LORAIN, OH 44053-1596
Instrument Date	Jul 31, 2018
Instrument	683321
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683321
Date	Aug 10, 2018
Instrument	683321

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3868 Heron Dr was $1,033.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00	$95,080 (+269.6%) Land $25,730 Building $69,350	$271,650 (+269.59%) Land $73,500 Building $198,150
2024	$1,033.00 (-11.18%)	$25,725 (+16.85%) Land $25,725	$73,500 (+16.85%) Land $73,500
2023	$1,163.00 (+0.87%)	$22,015 (-0.02%) Land $22,015	$62,900 Land $62,900
2022	$1,153.00	$22,020 Land $22,020
2021			$62,900 Land $62,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3868 Heron Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3868 Heron Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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