Lorain County property record for 3875 Heron Dr, Lorain, OH 44053 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,684 sqft Living Area |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $290,383 (2020) |
| Tax Bill | $936.00 (2025) |
| Primary APN | 02-03-001-110-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,684 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 220 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 3875 HERON DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1597 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARDENS AT MORNINGSIDE SUB #4 91.09 X 119.85 |
| Legal Subdivision | GARDENS AT MORNINGSIDE SUB |
| Legal Lot Number | 159 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-110-033
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2020 | Loans 1 and 2 are Both Reverse Mortgages, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL/OMAHA MTG LLC |
| Apr 08, 2020 | Grant Deed, Transfer · Line of Credit WILMINGTON TR NA |
| Apr 18, 2019 | Grant Deed, Mortgage · Line of Credit WILMINGTON TR |
| Aug 10, 2018 | Grant Deed, Mortgage · Line of Credit WILMINGTON TR |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Deed Doc Number | 2020004236 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loans 1 and 2 are Both Reverse Mortgages |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 29, 2020 |
| Property Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000771515 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 771515 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3875 HERON DR LORAIN OH 440531597, LORAIN, OH 44053-1597 |
| Document Number | 771516 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 771516 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
| Document Number | 771517, |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 771517 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 08, 2020 |
| Property Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000755814 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 755814 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000755814 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 755814 |
| Name | WILMINGTON TR NA |
|---|---|
| Address | 246 GOOSE LN # 105, GUILFORD, CT 06437-2186 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 18, 2019 |
| Property Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Instrument Date | Apr 04, 2019 |
| Instrument | 711541 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000711541 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 711541 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 10, 2018 |
| Property Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 683321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000683321 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 683321 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 09, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3875 HERON DR, LORAIN, OH 44053-1597 |
| Document Number | 0000683320 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000683320 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 683320 |
| Name | WILMINGTON TR |
|---|---|
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 | $103,050 (+320.61%) Land $24,500 Building $78,550 | $294,420 (+320.6%) Land $70,000 Building $224,420 |
| 2024 | $936.00 (-13.33%) | $24,500 (+16.86%) Land $24,500 | $70,000 (+16.86%) Land $70,000 |
| 2023 | $1,080.00 (+0.93%) | $20,965 (-0.02%) Land $20,965 | $59,900 (-) Land $59,900 |
| 2022 | $1,070.00 | $20,970 Land $20,970 | |
| 2021 | $59,900 Land $59,900 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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