3857 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3857 Heron Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,366 sqft · built 2019
Lot Size	0.13 acres (5,664 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Apr 2019)
Tax Bill	$141 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-110-031`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-110-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,366 sqft Living Area
Gross Area	1,786 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,664 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	24 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3857 HERON DR
City	LORAIN
State	OH
Zip	44053-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS AT MORNINGSIDE SUB #4 53.64 X 110.56
Legal Subdivision	GARDENS AT MORNINGSIDE SUB 4
Legal Tract	3
Legal Block	110
Legal Lot Number	157
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3857 HERON DR, LORAIN, OH 44053-1597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Affidavit of Death of Joint Tenant, Transfer
Apr 1, 2021	Affidavit of Death of Joint Tenant, Transfer
Apr 1, 2021	Transfer on Death Deed, Transfer
Apr 18, 2019	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Apr 16, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	2019711105
Last Transfer Date	Apr 1, 2021
Transfer Doc	20210810437
Record Updated	Sep 20, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2021
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Document Number	0000810437
Map Reference	VOL 105 PG 28&29
Instrument Date	Apr 1, 2021
Instrument	2021-0810437
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 HERON DR, LORAIN, OH 44053-1597

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2021
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Document Number	20210810437
Map Reference	VOL 105 PG 28&29
Instrument Date	Apr 1, 2021
Instrument	2021-0810437
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2021
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Document Number	20210810438
Map Reference	VOL 105 PG 28&29
Instrument Date	Mar 23, 2021
Instrument	2021-0810438
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 18, 2019
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Instrument Date	Apr 4, 2019
Instrument	711541
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000711541
Date	Apr 18, 2019
Instrument	711541

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 16, 2019
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Document Number	0000711105
Instrument Date	Mar 27, 2019
Instrument	711105
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3857 HERON DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	711106
Date	Apr 16, 2019
Instrument	711106

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Document Number	0000683320
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683320
Date	Aug 10, 2018
Instrument	683320

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	3857 HERON DR, LORAIN, OH 44053-1597
Instrument Date	Jul 31, 2018
Instrument	683321
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683321
Date	Aug 10, 2018
Instrument	683321

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$141.00 (-76.73%) Homeowner's exemption	$84,840 (+246.29%) Land $24,500 Building $60,340	$242,400 (+246.29%) Land $70,000 Building $172,400
2024	$606.00 (-0.16%)	$24,500 (+16.86%) Land $24,500	$70,000 (+16.86%) Land $70,000
2023	$607.00 (-2.57%)	$20,965 (-0.02%) Land $20,965	$59,900 (-) Land $59,900
2022	$623.00	$20,970 Land $20,970
2021			$59,900 Land $59,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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