3851 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3851 Heron Dr, Lorain, OH 44053 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,684 sqft Living Area
Lot Size5,664 sqft (0.13 acres)
GarageAttached, 400 sqft
Last Sale$255,100 (2020)
Tax Bill$1,010.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-03-001-110-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,684 sqft Living Area
Gross Area2,084 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area5,664 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area274 sqft Deck
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3851 HERON DR
CityLORAIN
StateOH
Zip44053-1597
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARDENS AT MORNINGSIDE SUB #4 53.64 X 110.65
Legal SubdivisionGARDENS AT MORNINGSIDE SUB 4
Legal Block110
Legal Lot Number156
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1019
Census Tract97202

Owner

Source: Lorain County records · APN 02-03-001-110-030

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3851 HERON DR, LORAIN, OH 44053-1597
Owner TypeOwner is a Company
VestingOwner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Intrafamily Transfer, Transfer
Aug 20, 2020Deed of Trust, Mortgage · Line of Credit
ACHIEVE CU
Apr 27, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRST FED'L S&L/LAKEWOOD
Apr 08, 2020Grant Deed, Transfer · Line of Credit
WILMINGTON TR NA
Apr 18, 2019Grant Deed, Mortgage · Line of Credit
WILMINGTON TR
Jul 31, 2018Deed of Trust, Mortgage · Line of Credit
WILMINGTON TR
Aug 10, 2018Grant Deed, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2020 · Amount on Record
Deed SaleApr 27, 2020 · Amount on Record
Deed Doc Number2020757884
Last Transfer DateNov 02, 2023
Transfer Doc0000004381
Record RefreshedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateFeb 20, 2024
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Document Number0000004381
Map ReferenceVOL 105 PG 28&29
Instrument DateNov 02, 2023
Instrument2024-0004381
Transaction TypeTransfer
Record UpdatedFeb 28, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address3851 HERON DR, LORAIN, OH 44053-1597

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Document Number0000778386
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3851 HERON DR LORAIN OH 440531597, LORAIN, OH 44053-1597

Mortgage

Document Number0000778386
DateSep 11, 2020
Instrument778386
Lender
NameACHIEVE CU
Address340 GRISWOLD RD, ELYRIA, OH 44035-2301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueSep 10, 2037
Interest
Rate TypeAdjustable Rate

April 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 27, 2020
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Document Number0000757884
Instrument DateMar 19, 2020
Instrument757884
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2020
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3484 MAGNOLIA DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number757885
DateApr 27, 2020
Instrument757885
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank (FSB)
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 26, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 08, 2020
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Document Number0000755814
Instrument DateMar 11, 2020
Instrument755814
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000755814
DateApr 08, 2020
Instrument755814
Lender
NameWILMINGTON TR NA
Address246 GOOSE LN # 105, GUILFORD, CT 06437-2186
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 18, 2019
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Instrument DateApr 04, 2019
Instrument711541
Transaction TypeMortgage
Record UpdatedMay 02, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000711541
DateApr 18, 2019
Instrument711541
Lender
NameWILMINGTON TR
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Document Number0000683320
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683320
DateAug 10, 2018
Instrument683320
Lender
NameWILMINGTON TR
AddressMINNEAPOLIS, MN 55402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateAug 10, 2018
Property Address3851 HERON DR, LORAIN, OH 44053-1597
Instrument DateJul 31, 2018
Instrument683321
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683321
DateAug 10, 2018
Instrument683321
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 09, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$984.00 (-2.57%)$98,830 (+303.39%) Land $24,500 Building $74,330$282,370 (+303.39%) Land $70,000 Building $212,370
2024$1,010.00 (-6.48%)$24,500 (+16.86%) Land $24,500$70,000 (+16.86%) Land $70,000
2023$1,080.00 (+0.93%)$20,965 (-0.02%) Land $20,965$59,900 (-) Land $59,900
2022$1,070.00$20,970 Land $20,970
2021$59,900 Land $59,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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