Wright County property record for 3867 Melby Ave NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,696 sqft · built 2019 |
| Lot Size | 0.254 acres (11,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $581,000 (Apr 2022) |
| Tax Bill | $6,658 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-335-003160 |
| Primary APN | 114-335-003160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Living Area |
| Basement Area | 856 sqft |
| Finished Basement | 856 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 11,066 sqft (0.254 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3867 MELBY AVE NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-016 BLOCK-003 (CIC 87) 87) |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 100805 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Oct 22, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Document Number | 20221402692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 4, 2022 |
| Property Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 00A1505963 |
| Instrument Date | Apr 26, 2022 |
| Instrument | A1505963 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | STEWART TITLE OF MINNESOTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,917.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 00A1506103 |
|---|---|
| Date | May 5, 2022 |
| Instrument | A1506103 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001442384 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 1442384 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 22, 2019 |
| Property Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001408855 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 1408855 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3867 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001408857 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 1408857 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,658.00 (+13.08%) | $566,300 (+2.41%) Land $120,000 Building $446,300 | $566,300 (+2.41%) Land $120,000 Building $446,300 |
| 2025 | $553,000 (-2%) Land $122,000 Building $431,000 | $553,000 (-2%) Land $122,000 Building $431,000 | |
| 2023 | $5,888.00 (+2.69%) | $564,300 Land $121,000 Building $443,300 | $564,300 Land $121,000 Building $443,300 |
| 2022 | $5,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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