Wright County property record for 3856 Melby Ave NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,692 sqft · built 2018 |
| Lot Size | 0.372 acres (16,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,109 (Aug 2018) |
| Tax Bill | $7,240 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-339-003010 |
| Primary APN | 114-339-003010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 16,217 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3856 MELBY AVE NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-001 BLOCK-003 LOCK-003 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE 2ND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 100805 |
3856 Melby Ave NE is owned and occupied by two individuals who bought it in August 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3856 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA |
| Aug 27, 2018 | Limited Warranty Deed, Subdivision Related Transfer NORTH AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Deed Document Number | 20181378210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3856 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0001456037 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 1456037 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 27, 2018 |
| Property Address | 3856 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001378210 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 1378210 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,518.36 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3856 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
The 2026 property tax bill for 3856 Melby Ave NE was $7,240.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,240.00 | $601,200 (+1.25%) Land $145,000 Building $456,200 | $601,200 (+1.25%) Land $145,000 Building $456,200 |
| 2025 | $593,800 Land $152,000 Building $441,800 | $593,800 Land $152,000 Building $441,800 | |
| 2023 | $6,516.00 (+5.74%) | $614,000 Land $151,200 Building $462,800 | $614,000 Land $151,200 Building $462,800 |
| 2022 | $6,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3856 Melby Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3856 Melby Ave NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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