Wright County property record for 3876 Melby Ave NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,396 sqft · built 2017 |
| Lot Size | 0.442 acres (19,271 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $527,176 (Nov 2017) |
| Tax Bill | $8,432 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-335-002100 |
| Primary APN | 114-335-002100 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,396 sqft Living Area |
| 1st Floor Area | 3,808 sqft |
| Basement Area | 1,273 sqft |
| Finished Basement | 1,273 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 19,271 sqft (0.442 acres) |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3876 MELBY AVE NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE LOT-010 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 100805 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG |
| Nov 27, 2017 | Limited Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 20171358813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 1, 2026 |
| Property Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001603939 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261603939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001603939, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20261603939 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001428084 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3876 MELBY AVE NE ST MICHAEL MN 553763092, ST MICHAEL, MN 55376-3092 |
| Document Number | 0001428084 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 1428084 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 27, 2017 |
| Property Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001358813 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 1358813 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,739.68 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3876 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,432.00 (+11.42%) | $689,400 (+1.77%) Land $145,000 Building $544,400 | $689,400 (+1.77%) Land $145,000 Building $544,400 |
| 2025 | $677,400 (-2.9%) Land $152,000 Building $525,400 | $677,400 (-2.9%) Land $152,000 Building $525,400 | |
| 2023 | $7,568.00 (+3.81%) | $697,600 Land $151,200 Building $546,400 | $697,600 Land $151,200 Building $546,400 |
| 2022 | $7,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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