Wright County property record for 3855 Melby Ave NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,692 sqft · built 2018 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $428,536 (Sep 2018) |
| Tax Bill | $6,618 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-339-005130 |
| Primary APN | 114-339-005130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 11,369 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3855 MELBY AVE NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-013 BLOCK-005 LOCK-005 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE 2ND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 100805 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3855 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 17, 2018 | Limited Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Deed Document Number | 20181379793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3855 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EDGEWATER TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0001441399 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 1441399 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 17, 2018 |
| Property Address | 3855 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001379793 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 1379793 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3855 MELBY AVE NE, SAINT MICHAEL, MN 55376-3092 |
| Document Number | 0001379795 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 1379795 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,618.00 (+9.79%) | $562,900 (+2.31%) Land $120,000 Building $442,900 | $562,900 (+2.31%) Land $120,000 Building $442,900 |
| 2025 | $550,200 (-4.01%) Land $122,000 Building $428,200 | $550,200 (-4.01%) Land $122,000 Building $428,200 | |
| 2023 | $6,028.00 (+2.73%) | $573,200 Land $121,000 Building $452,200 | $573,200 Land $121,000 Building $452,200 |
| 2022 | $5,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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