38660 Mentor Ave, Willoughby, OH 44094 Property Records

Lake County property record for 38660 Mentor Ave, Willoughby, OH 44094

Property Summary

Property Type	Private College, University, Vocational School
Details	43,628 sqft · built 1972
Lot Size	4.47 acres (194,931 sqft)
Owner	Individual Name on Record
Tax Bill	$3,890 (2024)
Deeds & Mortgages	Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-A-031-0-00-024-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-031-0-00-024-0`
Alternative APN	`74`

Interior

Stories	1 Story
Building Area	43,628 sqft Total Area
1st Floor Area	21,212 sqft
2nd Floor Area	13,112 sqft
Basement Area	9,304 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Lot Area	194,931 sqft (4.47 acres)

Exterior Amenities

Patio Area	768 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	1,530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	74
Street Address	38660 MENTOR AVE
City	WILLOUGHBY
State	OH
Zip	44094-7715
Property Category	Commercial
Property Type	Commercial > Retail > Private College, University, Vocational School
Legal Description	LOT 10 & 23 GORE TRACT
Legal Subdivision	GORE
Legal Lot Number	10,23
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2006
Census Tract	201500

Owner

Source: Lake County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38660 MENTOR AVE, WILLOUGHBY, OH 44094-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	38660 MENTOR AVE, WILLOUGHBY, OH 44094-7715
Document Number	0000012057
Instrument Date	Oct 25, 2016
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	LAKE COUNTY TITLE COMPANY, LAKE COUNTY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	38660 MENTOR AVE WILLOUGHBY OH 440947715, WILLOUGHBY, OH 44094-7715

Mortgage

Document Number	0000012057
Date	May 11, 2017
Instrument	12057

Lender

Name	CARDINAL FCU
Type	Credit Union
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,890.00 (+60.02%) Additional exemption filed	$1,071,660 (+8.27%) Land $209,160 Building $862,500	$3,061,880 (+8.27%) Land $597,600 Building $2,464,280
2023	$2,431.00 Additional exemption filed	$989,780 (-) Land $190,240 Building $799,540
2022	$2,431.00 Additional exemption filed	$989,780 Land $190,240 Building $799,540
2021			$2,827,920 Land $543,530 Building $2,284,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20