38659 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38659 E River Rd, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,376 sqft Living Area
Lot Size	80,586 sqft (1.85 acres)
Occupancy	Owner Occupied
Last Sale	$174,000 (2004)
Tax Bill	$3,690.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-006-106-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,376 sqft Living Area
Gross Area	2,204 sqft Gross Area
1st Floor	1,376 sqft 1st Floor
Basement Area	1,376 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	80,586 sqft (1.85 acres)
Depth X Width	435 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	288 sqft Shed
Deck Area	200 sqft Deck
Patio Area	200 sqft Patio
Porch Area	420 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	38659 E RIVER RD
City	ELYRIA
State	OH
Zip	44035-8417
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	20040023905
Legal Subdivision	CARLISLE SEC 06
Legal Block	106
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1013
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-006-106-008

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38659 E RIVER RD, ELYRIA, OH 44035-8417
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2004 · Amount on Record
Deed Sale	Aug 24, 2004 · Amount on Record
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Doc Number	200423905
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 30, 2026
Property Address	38659 E RIVER RD, ELYRIA, OH 44035-8417
Document Number	0000101627
Instrument Date	May 30, 2026
Instrument	2026101627
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38659 E RIVER RD, ELYRIA, OH 44035-8417

Mortgage

Document Number	0000101627,
Date	Jun 30, 2026
Instrument	2026101627

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00 (+12.5%) Homeowner's exemption	$84,790 (+0.01%) Land $17,290 Building $67,500	$242,240 (-) Land $49,390 Building $192,850
2024		$84,784 (+27.59%) Land $17,287 Building $67,498	$242,240 (+27.6%) Land $49,390 Building $192,850
2023	$3,280.00 (+0.31%)	$66,448 (%) Land $19,033 Building $47,415	$189,850 (-) Land $54,380 Building $135,470
2022	$3,270.00	$66,450 Land $19,030 Building $47,420
2021			$189,850 Land $54,380 Building $135,470

Flood & Wildfire

38659 E River Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.