38603 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38603 E River Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1966
Square Footage	1,560 sqft Living Area
Lot Size	45,302 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2024)
Tax Bill	$4,416.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-006-106-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,560 sqft Living Area
1st Floor	1,560 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	45,302 sqft (1.04 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage

Exterior Amenities

Deck Area	1,794 sqft Deck
Patio Area	2,552 sqft Patio
Porch	Open Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	38603 E RIVER RD
City	ELYRIA
State	OH
Zip	44035-8417
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FROM -012 & -026
Legal Subdivision	CARISLE SEC 06
Legal Block	106
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1013
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-006-106-027

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	38603 E RIVER RD, ELYRIA, OH 44035-8417
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Doc Number	2024004315
Record Refreshed	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38603 E RIVER RD, ELYRIA, OH 44035-8417
Document Number	0000689836
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	38603 E RIVER RD ELYRIA OH 440358417, ELYRIA, OH 44035-8417

Mortgage

Document Number	0000689836
Date	Oct 03, 2018
Instrument	689836

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 02, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00	$101,820 (+%) Land $14,900 Building $86,920	$290,900 (-) Land $42,560 Building $248,340
2024	$4,416.00 (+29.05%)	$101,815 (+50.44%) Land $14,896 Building $86,919	$290,900 (+50.44%) Land $42,560 Building $248,340
2023	$3,422.00 (+0.26%)	$67,680 (-) Land $16,436 Building $51,244	$193,370 (-) Land $46,960 Building $146,410
2022	$3,413.00	$67,680 Land $16,440 Building $51,240
2021			$193,370 Land $46,960 Building $146,410

Flood & Wildfire

38603 E River Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.