38662 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38662 E River Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,584 sqft Living Area
Lot Size0.481 acres
OccupancyOwner Occupied
Last Sale$405,000 (2023)
Tax Bill$5,293.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-00-006-107-030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,584 sqft Living Area
1st Floor1,260 sqft 1st Floor
2nd Floor1,324 sqft 2nd Floor
Attic Area484 sqft Attic
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area20,958 sqft
Depth X Width228 ft x 91 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address38662 E RIVER RD
CityELYRIA
StateOH
Zip44035-8418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTIMBER RIDGE SUB 1 91.92 X 228
Legal SubdivisionTIMBER RIDGE SUBDIVISION
Legal Lot Number18
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1002
Census Tract71300

Owner

Source: Lorain County records · APN 10-00-006-107-030

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address38662 E RIVER RD, ELYRIA, OH 44035-8418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2023Survivorship Deed, Transfer · Stand Alone First Mortgage
THIRD FSLA OF CLEVELAND
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Jul 10, 2020Quit Claim Deed, Transfer
HUNTINGTON NAT'L BK
Apr 25, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2023 · Amount on Record
Deed SaleJun 02, 2023 · Amount on Record
Prior SaleJul 10, 2020
Deed Doc Number2023002763
Record RefreshedJun 08, 2026

June 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateJun 02, 2023
Property Address38662 E RIVER RD, ELYRIA, OH 44035-8418
Document Number0000917759
Map ReferenceVOL 79 PG 23&24
Instrument DateMay 13, 2023
Instrument2023-0917759
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address38662 E RIVER RD, ELYRIA, OH 44035-8418

Mortgage

Document Number0000917760
DateJun 02, 2023
Instrument2023-0917760
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address38662 E RIVER RD, ELYRIA, OH 44035-8418
Document Number0000783116
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38662 E RIVER RD ELYRIA OH 440358418, ELYRIA, OH 44035-8418

Mortgage

Document Number0000783116
DateOct 13, 2020
Instrument783116
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJul 10, 2020
Property Address38662 E RIVER RD, ELYRIA, OH 44035-8418
Document Number0000768675
Instrument DateJun 16, 2020
Instrument768675
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyHBI TITLE SERVICES INC, HBI TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address38662 E RIVER RD ELYRIA OH 440358418, ELYRIA, OH 44035-8418

Mortgage

Document Number768676
DateJul 10, 2020
Instrument768676
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
AmountAmount Recorded
Term180 Months
DueJul 09, 2035

April 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateApr 25, 2018
Property Address38662 E RIVER RD, ELYRIA, OH 44035-8418
Document Number0000669731
Instrument DateApr 20, 2018
Instrument669731
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address38662 E RIVER RD ELYRIA OH 440358418, ELYRIA, OH 44035-8418

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,293.00$128,310 (+%) Land $28,090 Building $100,220$366,590 (-) Land $80,250 Building $286,340
2024$5,293.00 (+27.82%)$128,307 (+42.98%) Land $28,088 Building $100,219$366,590 (+42.98%) Land $80,250 Building $286,340
2023$4,141.00 (+0.29%)$89,737 (%) Land $22,068 Building $67,669$256,390 (-) Land $63,050 Building $193,340
2022$4,129.00$89,740 Land $22,070 Building $67,670
2021$256,390 Land $63,050 Building $193,340

Flood & Wildfire

38662 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

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