38595 E River Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38595 E River Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1978
Square Footage	1,744 sqft Living Area
Lot Size	37,897 sqft (0.869 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (1999)
Tax Bill	$2,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-006-106-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,744 sqft Living Area
1st Floor	1,744 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	37,897 sqft (0.869 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Deck Area	192 sqft Deck
Patio Area	36 sqft Patio
Porch	1 Porch
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	38595 E RIVER RD
City	ELYRIA
State	OH
Zip	44035-8415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	22-10-006D -059-00
Legal Subdivision	CARLISLE SEC 06
Legal Block	106
Legal Lot Number	6
Jurisdiction	LORAIN OH
Minor Civil Division	CARLISLE
Census Blockgroup	1
Census Block	1013
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-006-106-017

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38595 E RIVER RD, ELYRIA, OH 44035-8415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 1999 · Amount on Record
Deed Sale	May 05, 1999 · Amount on Record
Deed Doc Number	613050
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38595 E RIVER RD, ELYRIA, OH 44035-8415
Document Number	0000726720
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	38595 E RIVER RD ELYRIA OH 440358415, ELYRIA, OH 44035-8415

Mortgage

Document Number	0000726720
Date	Aug 19, 2019
Instrument	726720

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00	$87,340 (-) Land $14,370 Building $72,970	$249,540 (-) Land $41,050 Building $208,490
2024	$2,901.00 (-0.34%)	$87,340 (+28.31%) Land $14,368 Building $72,972	$249,540 (+28.3%) Land $41,050 Building $208,490
2023	$2,911.00 (-0.38%)	$68,072 (-0.01%) Land $15,855 Building $52,217	$194,490 (-) Land $45,300 Building $149,190
2022	$2,922.00	$68,080 Land $15,860 Building $52,220
2021			$194,490 Land $45,300 Building $149,190

Flood & Wildfire

38595 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.