38637 Biggs Rd, Grafton, OH 44044 Property Records

Lorain County property record for 38637 Biggs Rd, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1972
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Apr 2008)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00-031-000-023`

Property Details

APN / Parcel Number

Primary APN	`15-00-031-000-023`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	552 ft deep x 105 ft wide
View / Lot	Residual Land
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	176 sqft
Deck Area	48 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38637 BIGGS RD
City	GRAFTON
State	OH
Zip	44044-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA DEL RIO #2 105.62 X 552.21
Legal Subdivision	VISTA DEL RIO 2
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2006
Census Tract	94102

Owner

Source: Lorain County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38637 BIGGS RD, GRAFTON, OH 44044-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2008 · Amount on Record
Deed Sale	Apr 17, 2008 · Amount on Record
Prior Sale	Jun 16, 2000 · Amount on Record
Deed Document Number	2008249307
Last Transfer Date	Dec 1, 2010
Transfer Doc	0000359315
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38637 BIGGS RD, GRAFTON, OH 44044-9614
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38637 BIGGS RD, GRAFTON, OH 44044-9614

Mortgage

Document Number	0000890752
Date	Sep 12, 2022
Instrument	2022-0890752

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38637 BIGGS RD, GRAFTON, OH 44044-9614
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210805254
Date	Mar 1, 2021
Instrument	2021-0805254

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38637 BIGGS RD, GRAFTON, OH 44044-9614
Document Number	0000719119
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38637 BIGGS RD GRAFTON OH 440449614, GRAFTON, OH 44044-9614

Mortgage

Document Number	0000719119
Date	Jun 21, 2019
Instrument	719119

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,373.00 (-2.18%) Homeowner's exemption	$84,020 (-0.01%) Land $20,920 Building $63,100	$240,070 (-) Land $59,780 Building $180,290
2024	$3,448.00 (+6.45%)	$84,025 (+27.26%) Land $20,923 Building $63,102	$240,070 (+27.26%) Land $59,780 Building $180,290
2023	$3,239.00 (+0.75%)	$66,028 (%) Land $19,366 Building $46,662	$188,650 (-) Land $55,330 Building $133,320
2022	$3,215.00	$66,030 Land $19,370 Building $46,660
2021			$188,650 Land $55,330 Building $133,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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