38686 Biggs Rd, Grafton, OH 44044 Property Records

Lorain County property record for 38686 Biggs Rd, Grafton, OH 44044

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,076 sqft · built 1997
Lot Size4.69 acres (204,296 sqft)
Owner2 Owner Names on Record
Last Sale$220,000 (Jul 2009)
Tax Bill$4,883 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-00-030-000-030

Property Details

APN / Parcel Number

Primary APN15-00-030-000-030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area2,076 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area204,296 sqft (4.69 acres)
Garage TypeMixed
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area86 sqft
Deck Area416 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address38686 BIGGS RD
CityGRAFTON
StateOH
Zip44044-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -022 & -027
Legal SubdivisionLAGRANGE
Legal Lot Number30
JurisdictionLORAIN OH
Township / Civil DivisionLAGRANGE
Census Block Group2
Census Block2006
Census Tract94102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address38686 BIGGS RD, GRAFTON, OH 44044-9615
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2009 · Amount on Record
Deed SaleJul 1, 2009 · Amount on Record
Deed Document Number2009002454
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address38686 BIGGS RD, GRAFTON, OH 44044-9615
Transaction TypeMortgage
Record UpdatedJul 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000919795
DateJun 22, 2023
Instrument2023-0919795
Lender
NameLORMET COMMUNITY FCU
TypeCredit Union
AddressAMHERST, OH 44001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionLaGrange Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,883.00$121,730 (+%) Land $31,230 Building $90,500$347,790 (-) Land $89,230 Building $258,560
2024$4,883.00 (+6.15%)$121,727 (+29.55%) Land $31,231 Building $90,496$347,790 (+29.55%) Land $89,230 Building $258,560
2023$4,600.00 (+0.72%)$93,961 (+%) Land $30,639 Building $63,322$268,460 (-) Land $87,540 Building $180,920
2022$4,567.00$93,960 Land $30,640 Building $63,320
2021$268,460 Land $87,540 Building $180,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GLW Broadband
Cable
1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Biggs Rd

Nearby Streets

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