38655 Biggs Rd, Grafton, OH 44044 Property Records

Lorain County property record for 38655 Biggs Rd, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1972
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00-031-000-022`

Property Details

APN / Parcel Number

Primary APN	`15-00-031-000-022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	612 ft deep x 105 ft wide
View / Lot	Residual Land
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	496 sqft
Deck Area	240 sqft
Patio Area	480 sqft
Canopy	480 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	38655 BIGGS RD
City	GRAFTON
State	OH
Zip	44044-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA DEL RIO #2 105.62 X 611.99 S/L 12
Legal Subdivision	VISTA DEL RIO 2
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2006
Census Tract	94102

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38655 BIGGS RD, GRAFTON, OH 44044-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2009
Deed Sale	Jun 1, 2009
Prior Sale	Jun 1, 2009
Deed Document Number	2009297559
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	20080250902
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38655 BIGGS RD, GRAFTON, OH 44044-9614
Document Number	0000790243
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38655 BIGGS RD GRAFTON OH 440449614, GRAFTON, OH 44044-9614

Mortgage

Document Number	0000790243
Date	Nov 23, 2020
Instrument	790243

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (-0.22%)	$85,830 (+%) Land $21,420 Building $64,410	$245,220 (-) Land $61,200 Building $184,020
2024	$3,592.00 (+5.83%)	$85,827 (+26.48%) Land $21,420 Building $64,407	$245,220 (+26.48%) Land $61,200 Building $184,020
2023	$3,394.00 (+0.71%)	$67,859 (%) Land $19,863 Building $47,996	$193,880 (-) Land $56,750 Building $137,130
2022	$3,370.00	$67,860 Land $19,860 Building $48,000
2021			$193,880 Land $56,750 Building $137,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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