38574 Biggs Rd, Grafton, OH 44044 Property Records

Lorain County property record for 38574 Biggs Rd, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,376 sqft · built 1998
Lot Size	5.43 acres (236,531 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-00-030-000-025`

Property Details

APN / Parcel Number

Primary APN	`15-00-030-000-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	1,988 sqft
Basement Area	1,988 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	236,531 sqft (5.43 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	38574 BIGGS RD
City	GRAFTON
State	OH
Zip	44044-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -019
Legal Subdivision	LAGRANGE
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2006
Census Tract	94102

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38574 BIGGS RD, GRAFTON, OH 44044-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 10, 2021	Transfer on Death Deed, Transfer
Aug 10, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2021
Transfer Doc	20210833220
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38574 BIGGS RD, GRAFTON, OH 44044-9303
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38574 BIGGS RD, GRAFTON, OH 44044-9303

Mortgage

Document Number	0000834949
Date	Aug 19, 2021
Instrument	2021-0834949

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38574 BIGGS RD, GRAFTON, OH 44044-9303
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38574 BIGGS RD, GRAFTON, OH 44044-9303

Mortgage

Document Number	20210834949
Date	Aug 19, 2021
Instrument	2021-0834949

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2021
Property Address	38574 BIGGS RD, GRAFTON, OH 44044-9303
Document Number	20210833220
Instrument Date	Aug 10, 2021
Instrument	2021-0833220
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2021
Property Address	38574 BIGGS RD, GRAFTON, OH 44044-9303
Document Number	0000833220
Instrument Date	Aug 10, 2021
Instrument	2021-0833220
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	38574 BIGGS RD, GRAFTON, OH 44044-9303

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00 (-10.51%) Homeowner's exemption	$133,630 (%) Land $33,660 Building $99,970	$381,810 (-) Land $96,170 Building $285,640
2024	$5,071.00 (+9.17%)	$133,634 (+28.47%) Land $33,660 Building $99,974	$381,810 (+28.47%) Land $96,170 Building $285,640
2023	$4,645.00 (-8.06%)	$104,017 (%) Land $32,627 Building $71,390	$297,190 (-) Land $93,220 Building $203,970
2022	$5,052.00	$104,020 Land $32,630 Building $71,390
2021			$297,190 Land $93,220 Building $203,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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