3862 Formby Dr, Syracuse, UT 84075 Property Records

Davis County property record for 3862 Formby Dr, Syracuse, UT 84075

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,288 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2020)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-289-0130`

Property Details

APN / Parcel Number

Primary APN	`12-289-0130`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Basement Area	694 sqft
Unfinished Basement	694 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	667 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3862 FORMBY DR
City	SYRACUSE
State	UT
Zip	84075-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALL OF LOT 121, PRESTWICK SUB PHASE 1. CONT 0.28 ACRES
Legal Subdivision	PRESTWICK SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	121
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1007
Census Tract	125408

Owner

3862 Formby Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICA FIRST FCU
May 9, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Aug 7, 2012 · Amount on File
Deed Document Number	20203312572
Deed Book / Page	7633 / 590
Prior Transfer Date	Jul 10, 2006
Prior Transfer Doc	0002183093
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404

Mortgage

Document Number	008481/830
Date	Apr 15, 2024
Book Page	8481/830
Instrument	3567719

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Nov 6, 2020
Property Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404
Document Number	7633/590
Book / Page	7633 / 590
Instrument Date	Nov 3, 2020
Instrument	3312572
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404

Mortgage

Document Number	3312571
Date	Nov 6, 2020
Instrument	3312571

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3862 FORMBY DR, SYRACUSE, UT 84075-8404
Document Number	0003160178
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3862 FORMBY DR SYRACUSE UT 840758404, SYRACUSE, UT 84075-8404

Mortgage

Document Number	0003160178
Date	May 15, 2019
Book Page	007263/000988
Instrument	3160178

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3862 Formby Dr was $3,124, up 3.5% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Syracuse City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,000 (+2.19%) Land $120,425 Building $187,575	$560,000 (+2.19%) Land $218,955 Building $341,045
2025	$3,124.00 (+3.55%)	$301,400 Land $105,939 Building $195,461	$548,000 Land $192,616 Building $355,384
2024	$3,017.00 (+3.71%)
2023	$2,909.00 (-5.98%)	$515,000 Land $129,300 Building $385,700	$515,000 Land $129,300 Building $385,700
2022	$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3862 Formby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3862 Formby Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYRACUSE CITY WATER SYSTEM serves 35,561 people · EPA ID UTAH06012
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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