3861 Formby Dr, Syracuse, UT 84075 Property Records

Davis County property record for 3861 Formby Dr, Syracuse, UT 84075

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,693 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,700 (Mar 2010)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-289-0109`

Property Details

APN / Parcel Number

Primary APN	`12-289-0109`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3861 FORMBY DR
City	SYRACUSE
State	UT
Zip	84075-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALL OF LOT 109, PRESTWICK SUB PHASE 1. CONTAINS 0.26 ACRES
Legal Subdivision	PRESTWICK SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	109
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1008
Census Tract	125408

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Mar 26, 2020	Deed of Trust, Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Prior Sale	Aug 18, 2005 · Amount on Record
Deed Document Number	20102520010
Deed Book / Page	4993 / 957
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403

Mortgage

Document Number	008955/837
Date	Mar 18, 2026
Book Page	8955/837
Instrument	3659540

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07990/1996
Date	Apr 18, 2022
Book Page	7990/1996
Instrument	3471137

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7782/1706
Date	Jun 16, 2021
Book Page	7782/1706
Instrument	3392086

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	TITAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7719/505
Date	Mar 18, 2021
Book Page	7719/505
Instrument	3360505

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3861 FORMBY DR, SYRACUSE, UT 84075-8403
Document Number	0003240994
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3861 FORMBY DR SYRACUSE UT 840758403, SYRACUSE, UT 84075-8403

Mortgage

Document Number	0003240994
Date	Apr 8, 2020
Book Page	007487/002575
Instrument	3240994

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Syracuse City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,350 (+1.94%) Land $118,188 Building $199,162	$577,000 (+1.94%) Land $214,887 Building $362,113
2025	$3,226.00 (+3.8%)	$311,300 (-41.15%) Land $104,520 Building $206,780	$566,000 (+6.99%) Land $190,036 Building $375,964
2024	$3,108.00 (+4.02%)
2023	$2,988.00 (-6.51%)	$529,000 Land $127,180 Building $401,820	$529,000 Land $127,180 Building $401,820
2022	$3,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYRACUSE CITY WATER SYSTEM serves 35,561 people · EPA ID UTAH06012
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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