3862 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3862 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1962
Lot Size	0.265 acres (11,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,900 (Aug 2021)
Tax Bill	$3,845 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0500-014-00100`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0500-014-00100`
Alternative APNs	`261935050001400100` `1749476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,536 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1749476
Street Address	3862 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS FIRST ADD LOT 1 BLK 14 PB 14 PG 34 ORB 5777 PG 1424
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS FIRST ADD
Legal Tract	0500
Legal Block	14
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3021
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2021	Re-recorded Document E-TITLE SERVICES LLC, TITLE SERVICES LLC
May 25, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 31, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2021115424
Deed Book / Page	5777 / 1424
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0057771422
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 23, 2021
Property Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Document Number	0057771424
Book / Page	5777 / 1424
Map Reference	MB 14 PG 34
Instrument Date	Aug 6, 2021
Instrument	2021115424
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,134.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2517 SADDLE CLUB RD, BURLINGTON, NC 27215-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414

Mortgage

Document Number	0057771426
Date	Aug 23, 2021
Instrument	5777/1426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE FL
Recording Date	Aug 23, 2021
Property Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Document Number	0057771422
Book / Page	5777 / 1422
Map Reference	MB 14 PG 34
Instrument Date	Jul 16, 2021
Instrument	2021115423
Record Updated	May 18, 2023
Title Company	E-TITLE SERVICES LLC, TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 LANE OWNER DRIVE #2710327103, 2710327103, MOUNT DORA, FL 32757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	May 25, 2021
Property Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Document Number	0057160271
Book / Page	5716 / 271
Map Reference	MB 14 PG 34
Instrument Date	May 19, 2021
Instrument	2021072242
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 LAKE CENTER DR # DR27103, DR27103, MOUNT DORA, FL 32757-6535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055881075
Date	Nov 23, 2020
Book Page	5588/1075
Instrument	2020132548

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 31, 2018
Property Address	3862 CACTUS LN, MOUNT DORA, FL 32757-5414
Document Number	0051171889
Book / Page	005117 / 001889
Instrument Date	May 21, 2018
Instrument	63037
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3862 CACTUS LN MOUNT DORA FL 327575414, MOUNT DORA, FL 32757-5414

Mortgage

Document Number	51171891
Date	May 31, 2018
Book Page	005117/001891
Instrument	63038

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,690 (+2.9%)	$288,431 (-) Land $60,000 Building $228,431
2025		$273,760 (+5.98%) Land $60,000 Building $213,760	$288,431 (+2.73%) Land $60,000 Building $228,431
2024	$3,845.00 (+9.17%)
2023	$3,522.00 (+5.42%) Homeowner's exemption	$258,310 (+3%)	$280,771 (+11.95%) Land $60,000 Building $220,771
2022	$3,341.00 Homeowner's exemption	$250,791	$250,791 Land $30,020 Building $220,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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