3968 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3968 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,934 sqft · built 1973
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2022)
Tax Bill	$5,024 (2024)
Deeds & Mortgages	Sep 2025 Sale May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0600-00C-01300`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0600-00C-01300`
Alternative APNs	`261935060000C01300` `1396361`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	227 sqft
Deck Area	Deck Area
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1396361
Street Address	3968 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS SECOND ADD LOT 13 BLK C PB 16 PG 63 ORB 5950 PG 1535
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS SECOND ADD
Legal Tract	0600
Legal Block	C
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3026
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
May 5, 2022	Warranty Deed, Transfer CELEBRATION TITLE GROUP
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage HIS CAPITAL SOURCE FLORIDA
Jan 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HIS CAPITAL FUNDING HIS CAPITAL FUNDING
Jun 5, 2017	Warranty Deed, Transfer CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202262796
Deed Book / Page	5950 / 1535
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	0035032431
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Sep 29, 2025
Property Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0066051370
Book / Page	6605 / 1370
Map Reference	MB 16 PG 63
Instrument Date	Sep 26, 2025
Instrument	2025120304
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 GREENBRIAR TRL, MOUNT DORA, FL 32757-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 5, 2022
Property Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0059501535
Book / Page	5950 / 1535
Map Reference	MB 16 PG 63
Instrument Date	Apr 22, 2022
Instrument	2022062796
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 BENT HICKORY CIR, LONGWOOD, FL 32779-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5015 GREENBRIAR TRL, MOUNT DORA, FL 32757-9103

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051401406
Date	Jul 17, 2018
Book Page	5140/1406
Instrument	2018082738

Lender

Name	HIS CAPITAL SOURCE FLORIDA
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Aug 1, 2020

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Jan 30, 2018
Property Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0050601128
Book / Page	005060 / 001128
Instrument Date	Jan 18, 2018
Instrument	11521
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2660 BENT HICKORY CIR LONGWOOD FL 327793666, LONGWOOD, FL 32779-3666

Mortgage

Document Number	50601128
Date	Jan 30, 2018
Book Page	005060/001128
Instrument	11521

Lender

Name	HIS CAPITAL FUNDING HIS CAPITAL FUNDING
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2019

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 5, 2017
Property Address	3968 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0049531459
Book / Page	004953 / 001459
Instrument Date	May 25, 2017
Instrument	60287
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2660 BENT HICKORY CIR LONGWOOD FL 327793666, LONGWOOD, FL 32779-3666

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,949 (-) Land $60,000 Building $254,949	$314,949 (-) Land $60,000 Building $254,949
2025		$314,949 (+0.24%) Land $60,000 Building $254,949	$314,949 (+0.24%) Land $60,000 Building $254,949
2024	$5,024.00 (+7.26%)	$314,188 (+2.56%) Land $60,000 Building $254,188	$314,188 (+2.56%) Land $60,000 Building $254,188
2023	$4,684.00 (+15.97%)	$306,357 (+11.24%)	$306,357 (+11.24%) Land $60,000 Building $246,357
2022	$4,039.00	$275,391	$275,391 Land $30,020 Building $245,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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