3948 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3948 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,524 sqft · built 1981
Lot Size	0.27 acres (11,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2022)
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0600-00C-01400`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0600-00C-01400`
Alternative APNs	`261935060000C01400` `1396379`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	124 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1396379
Street Address	3948 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS SECOND ADD LOT 14 BLK C PB 16 PG 63 ORB 6009 PG 92
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS SECOND ADD
Legal Tract	0600
Legal Block	C
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3026
Census Tract	30915

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3948 CACTUS LN, MOUNT DORA, FL 32757-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 22, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Nov 6, 2017	Deed of Trust, Mortgage · VA Mortgage LANDMARK MORTGAGE & ASSOCIATES INC LANDMARK MORTGAGE & ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	2022111071
Deed Book / Page	6009 / 92
Prior Transfer Date	Jul 31, 1996
Prior Transfer Doc	1458002412
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 16, 2022
Property Address	3948 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0060090092
Book / Page	6009 / 92
Map Reference	MB 16 PG 63
Instrument Date	Aug 8, 2022
Instrument	2022111071
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3948 CACTUS LN, MOUNT DORA, FL 32757-5200
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600994
Date	Aug 16, 2022
Instrument	6009/94

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2022
Property Address	3948 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0059791217
Book / Page	5979 / 1217
Map Reference	MB 16 PG 63
Instrument Date	Jun 13, 2022
Instrument	2022086314
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,441.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3784 SEASIDE LOOP, TAVARES, FL 32778-8567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3948 CACTUS LN, MOUNT DORA, FL 32757-5200
Document Number	0050311854
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3948 CACTUS LN MOUNT DORA FL 327575200, MOUNT DORA, FL 32757-5200

Mortgage

Document Number	0050311854
Date	Nov 28, 2017
Book Page	005031/001854
Instrument	125674

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC LANDMARK MORTGAGE & ASSOCIATES INC
Type	Funding / Finance Company
Address	LAKELAND, FL 33801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,671 (-) Land $60,000 Building $229,671	$289,671 (-) Land $60,000 Building $229,671
2025	$4,153.00 (-0.29%) Homeowner's exemption	$289,671 (+2.05%) Land $60,000 Building $229,671	$289,671 (+2.05%) Land $60,000 Building $229,671
2024	$4,165.00 (-4.95%)
2023	$4,382.00 (+175.42%)	$283,860 (+127.95%)	$283,860 (+19.75%) Land $60,000 Building $223,860
2022	$1,591.00 Homeowner's exemption	$124,530	$237,052 Land $30,020 Building $207,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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