3805 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3805 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,050 sqft · built 1970
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Aug 2021)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0500-013-00500`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0500-013-00500`
Alternative APNs	`261935050001300500` `1395771`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,210 sqft
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	180 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1395771
Street Address	3805 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS FIRST ADD LOT 5 BLK 13 PB 14 PG 34 ORB 5763 PG 1766
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS FIRST ADD
Legal Tract	0500
Legal Block	13
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3020
Census Tract	30915

Owner

3805 Cactus Ln is owned and occupied by an individual who bought it in August 2021.

Source: Lake County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 16, 2017	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	2021105786
Deed Book / Page	5763 / 1766
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0048571689
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 2, 2021
Property Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403
Document Number	0057631766
Book / Page	5763 / 1766
Map Reference	MB 14 PG 34
Instrument Date	Jul 27, 2021
Instrument	2021105786
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30701 MUIRFIELD ST, SORRENTO, FL 32776-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403

Mortgage

Document Number	0057631768
Date	Aug 2, 2021
Instrument	5763/1768

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 11, 2019
Property Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403
Document Number	0052622011
Book / Page	5262 / 2011
Map Reference	MB 14 PG 34
Instrument Date	Apr 5, 2019
Instrument	2019040011
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	SHIPLEY LAW FIRM & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 OVERLOOK DR, 1925, MOUNT DORA, FL 32757-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403

Mortgage

Document Number	2019040012
Date	Apr 11, 2019
Instrument	2019040012

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 16, 2017
Property Address	3805 CACTUS LN, MOUNT DORA, FL 32757-5403
Document Number	0049442292
Book / Page	004944 / 002292
Instrument Date	May 15, 2017
Instrument	52981
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1925 OVERLOOK DR MOUNT DORA FL 327572617, MOUNT DORA, FL 32757-2617

Mortgage

Document Number	49442294
Date	May 16, 2017
Book Page	004944/002294
Instrument	52982

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3805 Cactus Ln was $2,588 with a homeowner's exemption, up 2.7% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,330 (+2.9%)	$194,412 (-) Land $60,000 Building $134,412
2025	$2,588.00 (+2.7%) Homeowner's exemption	$173,310 Land $60,000 Building $113,310	$194,412 Land $60,000 Building $134,412
2024	$2,520.00 (+12.05%)
2023	$2,249.00 (+8.86%) Homeowner's exemption Additional exemption filed	$163,530 (+3%)	$188,748 (+18.88%) Land $60,000 Building $128,748
2022	$2,066.00 Homeowner's exemption Additional exemption filed	$158,768	$158,768 Land $30,020 Building $128,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 Cactus Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Cactus Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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