3861 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3861 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,332 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2021)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-027-2007-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-027-2007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,332 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,295 ft deep x 168 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3861 VINCENT RD
City	CLYDE
State	MI
Zip	48049-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG S 1428.15' S FROM NE SEC COR, TH S 89D 48M W 1320.02', TH S 0D 21M 40S E 162.01', TH S 89D 56M E 1318.95', TH N 168.15'
Legal Range	16E
Legal Township	07N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3016
Census Tract	633100

Owner

3861 Vincent Rd is owned and occupied by two individuals who bought it in November 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3861 VINCENT RD, CLYDE, MI 48049-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Deed Document Number	202131571
Deed Book / Page	5447 / 90
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000031571
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 9, 2021
Property Address	3861 VINCENT RD, CLYDE, MI 48049-3806
Document Number	544790
Book / Page	5447 / 90
Instrument Date	Oct 19, 2021
Instrument	2021031571
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3861 VINCENT RD, CLYDE, MI 48049-3806

Mortgage

Document Number	0005438260
Date	Oct 22, 2021
Book Page	5438/260
Instrument	2021029852

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3861 Vincent Rd was $3,377 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700 (+12.35%)	$309,400
2025	$3,377.00 (+2.68%) Homeowner's exemption	$137,700
2024	$3,289.00		$275,400
2023		$123,600
2022	$2,773.00		$247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3861 Vincent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3861 Vincent Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35