St. Clair County property record for 3895 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Feb 2005) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-027-2004-000 |
| Primary APN | 74-15-027-2004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,430 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3895 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | S 165' OF N 921.6' OF E 1/2 OF NE 1/4 5 A SEC 27 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 27 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3895 VINCENT RD, CLYDE, MI 48049-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG |
| Apr 11, 2017 | Quit Claim Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2005 · Amount on Record |
| Deed Sale | Feb 1, 2005 · Amount on Record |
| Deed Document Number | 20051256 |
| Deed Book / Page | 3273 / 1 |
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0048170783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3895 VINCENT RD, CLYDE, MI 48049-3806 |
| Document Number | 0052260992 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3895 VINCENT RD CLYDE MI 480493806, CLYDE, MI 48049-3806 |
| Document Number | 0052260992 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 005226/000992 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 16, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 11, 2017 |
| Property Address | 3895 VINCENT RD, CLYDE, MI 48049-3806 |
| Document Number | 0048170782 |
| Book / Page | 004817 / 000782 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3895 VINCENT RD CLYDE MI 480493806, CLYDE, MI 48049-3806 |
| Document Number | 48170783 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 004817/000783 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,800 (+5.36%) | $239,600 (+5.36%) | |
| 2025 | $2,118.00 (+2.52%) Homeowner's exemption | $113,700 (+12.46%) | |
| 2024 | $2,066.00 (+21.03%) | $227,400 (+12.46%) | |
| 2023 | $101,100 | ||
| 2022 | $1,707.00 | $202,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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