St. Clair County property record for 3795 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,900 (Apr 2019) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-027-2010-300 |
| Primary APN | 74-15-027-2010-300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 290 ft deep x 150 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 5 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3795 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | N 150' OF S 365' OF E 290.4' OF NE 1/4 SECTION 27 T7N R16E 1 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 27 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 3, 2019 | Warranty Deed, Transfer · FHA Mortgage MUTUAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Aug 20, 2012 · Amount on Record |
| Deed Document Number | 20195987 |
| Deed Book / Page | 5043 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Document Number | 0000018192 |
| Book / Page | 5962 / 363 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202618192 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Document Number | 0000018192, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 5962/363 |
| Instrument | 202618192 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 2, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Document Number | 5374514 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 5374/514 |
| Instrument | 2021016652 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 3, 2019 |
| Property Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Document Number | 0005043424 |
| Book / Page | 5043 / 424 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2019005987 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | MARITIME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,143.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3795 VINCENT RD, CLYDE, MI 48049-3801 |
| Document Number | 2019005988 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 2019005988 |
| Name | MUTUAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,800 (+5.85%) | $231,600 (+5.85%) | |
| 2025 | $2,266.00 (+2.58%) Homeowner's exemption | $109,400 (+18.91%) | |
| 2024 | $2,209.00 (+20.05%) | $218,800 (+18.91%) | |
| 2023 | $92,000 | ||
| 2022 | $1,840.00 | $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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