3805 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3805 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-027-2010-200`

Property Details

APN / Parcel Number

Primary APN	`74-15-027-2010-200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3805 VINCENT RD
City	CLYDE
State	MI
Zip	48049-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	N 150' OF S 515' OF E 290.4' OF NE 1/4 SECTION 27 T7N R16E 1 A
Legal Range	16E
Legal Township	07N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3016
Census Tract	633100

Owner

3805 Vincent Rd is owned and occupied by an individual who acquired it in October 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3805 VINCENT RD, CLYDE, MI 48049-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 24, 2017
Transfer Doc	2017026778
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 13, 2017
Property Address	3805 VINCENT RD, CLYDE, MI 48049-3806
Document Number	0048890198
Book / Page	004889 / 000198
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 VINCENT RD CLYDE MI 480493806, CLYDE, MI 48049-3806

Mortgage

Document Number	48890200
Date	Nov 13, 2017
Book Page	004889/000200

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3805 Vincent Rd was $1,416 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,800 (+6.03%)	$221,600
2025	$1,416.00 (+2.24%) Homeowner's exemption	$104,500
2024	$1,385.00		$209,000
2023		$89,200
2022	$1,104.00		$178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 Vincent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Vincent Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35