Lorain County property record for 38579 E River Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,567 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $116,998 (2019) |
| Tax Bill | $2,697.00 (2024) |
| Primary APN | 10-00-006-106-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,567 sqft Living Area |
| Gross Area | 1,887 sqft Gross Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Basement Area | 415 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 320 sqft Garage |
| Deck Area | 481 sqft Deck |
| Patio Area | 481 sqft Patio |
| Porch Area | 185 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 38579 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 20040011440 |
| Legal Subdivision | CARLISLE SEC 06 |
| Legal Block | 106 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-006-106-022
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRELANDS FCU |
| May 07, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 16, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage FIRELANDS FCU |
| Jul 08, 2019 | Grant Deed, Transfer NATIONAL LINK |
| Mar 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Nov 18, 2013 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PNC MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on Record |
| Deed Sale | Sep 16, 2019 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Doc Number | 2019730450 |
| Last Transfer Date | Mar 07, 2020 |
| Transfer Doc | 0000759541 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000103843 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 2026103843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000103843, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026103843 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000923639 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-0923639 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000768196 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38579 E RIVER RD ELYRIA OH 440358415, ELYRIA, OH 44035-8415 |
| Document Number | 0000768196 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 768196 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Address | MONROEVILLE, OH 44847 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 07, 2020 |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000759541 |
| Instrument Date | May 07, 2020 |
| Instrument | 759541 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38579 E RIVER RD ELYRIA OH 440358415, ELYRIA, OH 44035-8415 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 16, 2019 |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000730450 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019-0730450 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000730451 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019-0730451 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 08, 2019 |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000721032 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 721032 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 18, 2019 |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000707720 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 707720 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 38579 E RIVER RD, ELYRIA, OH 44035-8415 |
| Document Number | 0000690182 |
| Instrument Date | Nov 18, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 38579 E RIVER RD ELYRIA OH 440358415, ELYRIA, OH 44035-8415 |
| Document Number | 0000690182 |
|---|---|
| Date | Oct 05, 2018 |
| Instrument | 690182 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 04, 2043 |
| Rate | 4.62% |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,695.00 (-0.07%) | $58,630 (+%) Land $11,950 Building $46,680 | $167,510 (-) Land $34,150 Building $133,360 |
| 2024 | $2,697.00 (+12.99%) | $58,629 (+24.92%) Land $11,953 Building $46,676 | $167,510 (+24.92%) Land $34,150 Building $133,360 |
| 2023 | $2,387.00 (+0.29%) | $46,932 (+%) Land $13,188 Building $33,744 | $134,090 (-) Land $37,680 Building $96,410 |
| 2022 | $2,380.00 | $46,930 Land $13,190 Building $33,740 | |
| 2021 | $134,090 Land $37,680 Building $96,410 |
38579 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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