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3860 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3860 Three Chopt Rd, Gum Spring, VA 23065 · Last verified October 2025

Property Summary

Property TypeRural Home
Details4 bd · 4 ba · 3,401 sqft · built 1980
Lot Size63.8 acres (2,783,048 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Sep 2011)
Tax Bill$3,393 (2025)
Deeds & MortgagesOct 2020 Refinance
Mar 2022 Refinance
Flood ZoneZone X (minimal risk)
APN130001000025

Property Details

APN / Parcel Number

Primary APN130001000025
Alternative APNs
  • 13 1 25
  • 770

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,401 sqft Living Area
Basement Area2,408 sqft
Finished Basement1,000 sqft
Unfinished Basement1,408 sqft
Storm ShelterStorm Shelter
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,783,048 sqft (63.8 acres)
TerrainRolling
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area830 sqft
Patio Area450 sqft
GazeboGazebo
GreenhouseGreenhouse
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number770
Old Parcel Number130001000025
Street Address3860 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2130
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionW GUM SPRING 63.89AC #11-2500 PB 16 98 R/S
Legal SubdivisionW GUM SPRING
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group3
Census Block3007
Census Tract400400

Owner

Source: Goochland County records · APN 130001000025

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3860 THREE CHOPT RD, GUM SPRING, VA 23065-2130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC
Mar 31, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2011 · Amount on Record
Deed SaleSep 01, 2011 · Amount on Record
Deed Document Number20110002500
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3860 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200004505
DateOct 09, 2020
Instrument200004505
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3860 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001296
DateMar 31, 2022
Instrument220001296
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,393.00 (+32.85%)$854,900 (+8.19%) Land $345,500 Building $509,400$854,900 (+8.19%) Land $345,500 Building $509,400
2023$790,200 Land $310,000 Building $480,200$790,200 Land $310,000 Building $480,200
2021$2,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goochland County (51075C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510754004003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1985–1996)
Most Recent ClaimSep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central Virginia Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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