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3834 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3834 Three Chopt Rd, Gum Spring, VA 23065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 2021
Lot Size3.57 acres (155,509 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (Nov 2025)
Tax Bill$2,541 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13 11 1

Property Details

APN / Parcel Number

Primary APN13 11 1
Alternative APN
  • 20235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Basement Area1,728 sqft
Unfinished Basement1,728 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area155,509 sqft (3.57 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number20235
Street Address3834 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE E LEAKE ON 700 3.57AC LOT 1 #21-0812 PCF 78
Legal SubdivisionSPOTTSWOOD
Legal Lot Number1
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group3
Census Block3007
Census Tract400400

Owner

Source: Goochland County records · APN 13 11 1

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3842 CABIN RD, GUM SPRING, VA 23065-2182
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK AND TRUST COMPANY
Feb 12, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleFeb 12, 2021 · Amount on Record
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3834 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200004575
DateOct 15, 2020
Instrument200004575
Lender
NameCITIZENS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateFeb 12, 2021
Property Address3834 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Document Number0210000812
Instrument DateDec 15, 2020
Instrument210000812
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3834 THREE CHOPT RD, GUM SPRING, VA 23065-2130

Mortgage

Document Number0210000813
DateFeb 12, 2021
Instrument210000813
Lender
NameCITIZENS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,541.00 (+5.83%)$479,500 (+5.83%) Land $83,000 Building $396,500$479,500 (+5.83%) Land $83,000 Building $396,500
2025$2,401.00 (+540.27%)$453,100 (+13.47%) Land $76,800 Building $376,300$453,100 (+13.47%) Land $76,800 Building $376,300
2023$399,300 Land $66,400 Building $332,900$399,300 Land $66,400 Building $332,900
2021$375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goochland County (51075C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510754004003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1985–1996)
Most Recent ClaimSep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central Virginia Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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