3820 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3820 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 11 2`

Property Details

APN / Parcel Number

Primary APN	`13 11 2`
Alternative APN	`20236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Porch	Slab
Porch Area	176 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	20236
Street Address	3820 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	E E LEAKE ON 700 3.00AC LOT 2 #21-3198 PCF 78
Legal Subdivision	SPOTTSWOOD
Legal Lot Number	2
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	400400

Owner

Source: Goochland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 14, 2006
Transfer Doc	0000002011
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Jun 15, 2021
Property Address	3820 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Document Number	0210003198
Instrument Date	May 27, 2021
Instrument	210003198
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 THREE CHOPT RD, GUM SPRING, VA 23065-2130

Mortgage

Document Number	0210003199
Date	Jun 15, 2021
Instrument	210003199

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jun 15, 2059

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+6.76%)	$477,000 (+6.76%) Land $79,500 Building $397,500	$477,000 (+6.76%) Land $79,500 Building $397,500
2025	$2,368.00 (+578.51%)	$446,800 (+13.49%) Land $73,500 Building $373,300	$446,800 (+13.49%) Land $73,500 Building $373,300
2023		$393,700 Land $63,400 Building $330,300	$393,700 Land $63,400 Building $330,300
2021	$349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20