3864 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3864 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,478 sqft · built 2004
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,854 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`130022000005`

Property Details

APN / Parcel Number

Primary APN	`130022000005`
Alternative APNs	`13 22 5` `15604`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
Attic	Attic
Attic Area	312 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15604
Street Address	3864 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	LEAKES MILL 2.05AC LOT 5 OUT OF 13-1-15 #08-0040 PCC 51 R/S
Legal Subdivision	LEAKES MILL
Legal Lot Number	5
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	400400

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3864 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 13, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000001038
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	3864 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260001110
Date	Mar 27, 2026
Instrument	260001110

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Apr 13, 2023
Property Address	3864 THREE CHOPT RD, GUM SPRING, VA 23065-2130
Document Number	0230001038
Instrument Date	Apr 10, 2023
Instrument	230001038
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,854.00 (+5.74%)	$538,500 (+5.71%) Land $77,900 Building $460,600	$538,500 (+5.71%) Land $77,900 Building $460,600
2025	$2,699.00 (+39.12%)	$509,400 (+12.38%) Land $72,100 Building $437,300	$509,400 (+12.38%) Land $72,100 Building $437,300
2023		$453,300 Land $62,100 Building $391,200	$453,300 Land $62,100 Building $391,200
2021	$1,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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