386 Schell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 386 Schell Rd, Wilmington, OH 45177 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,417 sqft · built 1995
Lot Size	6.9 acres (300,738 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2024)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012183-8`

Property Details

APN / Parcel Number

Primary APN	`012183-8`
Alternative APNs	`030-02-06-10-0000-00` `0300180389`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	3,633 sqft
1st Floor Area	1,083 sqft
Basement Area	1,065 sqft
Finished Basement	1,065 sqft
Unfinished Basement	1,065 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	300,738 sqft (6.9 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Deck Area	90 sqft
Patio Area	90 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012183-8
Street Address	386 SCHELL RD
City	WILMINGTON
State	OH
Zip	45177-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 2280
Legal Tract	8
Legal Block	213
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2073
Census Tract	964400

Owner

Source: Clinton County records · APN 012183-8

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	386 SCHELL RD, WILMINGTON, OH 45177-9037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 03, 2023	Survivorship Deed, Transfer · VA Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2024 · Amount on Record
Deed Sale	Sep 09, 2024 · Amount on Record
Prior Sale	Mar 03, 2023
Deed Document Number	20243522
Prior Transfer Date	Jul 20, 1998
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Sep 09, 2024
Property Address	386 SCHELL RD, WILMINGTON, OH 45177-9037
Document Number	202400003522
Instrument Date	Sep 04, 2024
Instrument	2024-00003522
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	TANNOUS TITLE AGENCY, TANDEM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4915 351ST ST, NORTH BRANCH, MN 55056-5586

Mortgage

Document Number	202400003523
Date	Sep 09, 2024
Instrument	2024-00003523

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

March 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Mar 03, 2023
Property Address	386 SCHELL RD, WILMINGTON, OH 45177-9037
Document Number	202300000834
Instrument Date	Mar 02, 2023
Instrument	2023-00000834
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	386 SCHELL RD, WILMINGTON, OH 45177-9037

Mortgage

Date	Mar 03, 2023

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,019.00 (-24.08%) Homeowner's exemption	$149,210 (-) Land $31,750 Building $117,460	$426,300 (-) Land $90,700 Building $335,600
2024	$5,294.00 (+5.37%)	$149,210 (+0.44%) Land $31,750 Building $117,460	$426,300 (+0.45%) Land $90,700 Building $335,600
2023	$5,024.00 (+15.97%) Homeowner's exemption	$148,550 (+29.55%) Land $31,750 Building $116,800	$424,400 (+29.54%) Land $90,700 Building $333,700
2022	$4,332.00 Homeowner's exemption	$114,670 Land $17,630 Building $97,040
2020			$327,620 Land $50,370 Building $277,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390279644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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